CALL GREG WALKER TODAY
318.445.4516

You May Have More Options Than You’ve Been Told.

A loved one has already been admitted to a nursing
facility — or may soon require nursing home care.
  • No Obligation
  • Attorney Review
  • Fact-specific Analysis

You should have given your assets away more than five years ago. Your only option now is to spend everything until you are broke.

Families hear this every day. But that is not always true.

CALL GREG WALKER TODAY
318.445.4516
For many families, legal options may still exist to protect substantial savings even after nursing
home admission and even when no advance planning was done.

Experience Matters

Greg Walker has spent 50 years practicing law in Louisiana and has devoted a substantial part of his legal career to Medicaid Long Term Care planning and nursing home asset-protection strategies.

While many attorneys are only recently entering this area of practice, Greg has been helping Louisiana families address nursing home financial crises for many years. Few attorneys in Louisiana have handled more successful Medicaid Long Term Care nursing home benefit applications with no pre-planning than Greg.

Walker Law Group, LLC helps families lawfully protect assets, preserve financial security, and avoid unnecessary nursing home impoverishment using frequently unknown medicaid rules and regulations.

What Is Nursing Home Crisis Planning?

Nursing Home Crisis Planning is a specialized area of elder law designed for individuals who:
Are already in a nursing home, Are about to require institutional care,
or Need substantial long-term care at home, but who failed to complete
advance Medicaid planning .

Many families are incorrectly told that nothing can be done once nursing home admission becomes necessary. In reality, experienced Medicaid planning attorneys may still be able to implement lawful planning techniques that preserve significant assets while helping the applicant qualify for Medicaid Long Term Care benefits sooner. Greg has helped hundreds of clients successfully address their Nursing Home Crisis saving substantial assets.

Without proper legal guidance, families often spend hundreds of thousands of dollars unnecessarily.

Why This Area of Law Requires Specialized Knowledge

Medicaid Long Term Care eligibility rules are extremely technical and constantly changing. Louisiana Medicaid planning is even more complex because Louisiana’s unique civil law system creates planning opportunities and legal issues not found in other states.

In Louisiana, only a very limited number of attorneys possess the training, experience, and working knowledge necessary to navigate the complex maze of Medicaid eligibility rules, transfer penalties, asset classifications, spousal protections, usufruct laws, and asset-preservation techniques involved in Nursing Home Crisis Planning.

No two cases are exactly alike. Effective planning requires careful legal analysis, experience, and a thorough understanding of both federal Medicaid law and Louisiana-specific Medicaid regulations.

Greg Walker has guided hundreds of families through these issues during some of the most stressful periods of their lives.

Common Goals of Crisis Nursing Home Planning

A properly designed crisis plan may help:

  • Accelerate Medicaid LTC eligibility
  • Preserve exempt assets such as the home and automobile
  • Protect a healthy spouse from financial devastation
  • Reduce unnecessary private-pay nursing home losses
  • Minimize Medicaid estate recovery exposure
  • Preserve family savings whenever legally possible
  • Maintain stability and dignity for the loved one needing care
Families commonly contact our office when:

  • A parent or spouse has already entered a nursing home
  • Nursing home bills are rapidly draining savings
  • The applicant owns too many assets to qualify for Medicaid
  • A family fears losing everything they worked a lifetime to build
  • No advance Medicaid planning was completed before the crisis arose
  • Even after nursing home admission, legal options may still exist

Examples of Crisis Planning Techniques

Depending on the circumstances and applicable Medicaid rules, planning strategies may involve:
  • Converting countable assets into exempt assets
  • Home improvements or vehicle replacement
  • Burial and funeral planning
  • Medicaid-compliant annuities for a healthy spouse
  • Permitted transfers under Medicaid regulations
  • Personal care agreements
  • Asset restructuring techniques
  • Planning designed to protect the family home
  • Strategies intended to reduce Medicaid estate recovery exposure
Improper transfers or poorly designed planning can trigger substantial Medicaid penalties. Families should
never attempt crisis Medicaid planning without experienced legal guidance.

Louisiana Medicaid Planning Issues

Louisiana Medicaid planning involves many state-specific issues, including:
  • Community Spouse Resource Allowance (CSRA) protections
  • Income-cap limitations
  • Louisiana Medical Needy Medicaid rules
  • Louisiana usufruct and forced-heirship laws
  • Medicaid transfer penalties and lookback rules
  • Specialized exemptions and planning opportunities
  • Asset restructuring techniques

Louisiana’s civil law system creates legal considerations that many non-specialized attorneys do not fully understand.

Mistakes Families Frequently Make

Families attempting Medicaid planning without experienced legal assistance often make costly mistakes, including:
  • Gifts that trigger Medicaid penalties
  • Improper asset transfers
  • Poor documentation of expenditures
  • Incorrect annuity purchases
  • Failure to preserve exempt assets
  • Failure to address Medicaid estate recovery issues

Even well-intentioned mistakes can delay nursing home benefits eligibility and cause devastating financial losses.

Important Information for Families

Nursing home employees and admissions staff are not trained in advanced Medicaid asset-protection planning or elder law legal strategies. This type of advice can only be obtained from experienced attorneys with specialized knowledge and understanding of complex Medicaid rules and regulations.

Families are often told that they must simply spend down before help becomes available.

This is rarely true.

With an experiences Medicaid planning attorney, lawful options may still exist to preserve substantial assets and reduce unnecessary financial depletion.

Because of highly technical and frequently changing, Medicaid Long Term Care rules, families should seek advice from an attorney experienced in Medicaid Long Term Care planning before making gifts, transfers, or other financial decisions that could deny eligibility.

Request Your Free No Obligation Review

If your family is facing a nursing home financial crisis, do not assume that
everything must be lost before help is available.
or
318.445.4516
You may still have options.